Before the arrival of the Credit Union, people who were from the poor background or a working class background couldn’t borrow from banks. Banks wouldn’t have them, and when they needed to borrow money for rearing their children and for furniture, et cetera, for normal things, then the methodology in those days was either from loan sharks or from pawn shops. And, of course, that meant that people were made poorer by all of that, particularly by the charge of loan sharks. So, what the Credit Union movement did, of course, was not only help the ordinary people to have the true value of whatever their income was, but it helped local business, small business, as well, because the money that would have left your city in loan charges remained and were spent. Therefore — I mean, when we started the Credit Union in those early days, the first few meetings, a few people joined, but very soon it spread rapidly. And today, that Credit Union — which I was involved in starting in 1960 — has 22,000 members, and has something over 40 million pounds in savings of the people. And, of course, all over Ireland today, there’s 2.2 million members in Credit Union in a population of five million, and I am very proud that I was President of the Credit Union League of Ireland, of the whole of Ireland, when I was 27 years old.