I founded the company on the notion that people were basically good, and that if you give them the benefit of the doubt you’re rarely disappointed. And I’m thankful that, in fact, statistics have borne that out to be true. And it is actually 99.999 percent of our transactions happen without a case of reported fraud. There are 30 cases out of every one million transactions where somebody actually goes to the trouble to report fraud, so presumably there’s some unreported level as well that’s higher than that and people don’t bother. But that is — there’s no word to describe it. It’s far more than a large majority or most, or whatever. I mean, it’s practically all transactions happen without a problem. Now, as the absolute number of transactions have gone up — this is another challenge that we faced — is that the absolute number of problems has also gone up, and so with the attention that is paid on the company — I mean, you can open the newspaper on any given day and read about the latest problem that’s related to eBay somehow. Whether it’s some kind of strange new item being offered on the site, or an illegal item or whatever. And so we’ve had to evolve our strategies and our policies from what I built in the beginning, which was a self-policing community of people, to one where we take a more active role in trying to help identify the bad actors. We work with the authorities to go find them and make sure they don’t come back and this sort of thing.